Terms & Conditions

1. Acceptance of Terms

By accessing or using Family Bank Builder™ ("the Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the Service.

2. Description of Service

Family Bank Builder™ provides an AI-assisted platform for creating family constitution documents and trust documents. The Service includes guided questionnaires, document generation, and document management tools.

3. User Accounts

To access certain features of the Service, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account

4. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to our collection and use of your information as described in the Privacy Policy.

5. User Content and Intellectual Property

You retain ownership of the content you create using the Service, including your family constitution and related documents. By using the Service, you grant us a limited license to process, store, and display your content solely for the purpose of providing the Service to you.

The Service, including its software, design, text, graphics, and other content (excluding user content), is owned by Family Bank Builder™ and is protected by intellectual property laws.

6. Disclaimer of Legal Advice

IMPORTANT: Family Bank Builder™ is not a law firm and does not provide legal advice. The documents generated by the Service are templates and educational resources only.

We strongly recommend that you:

• Consult with qualified legal professionals before finalizing any legal documents
• Have all estate planning documents reviewed by an attorney licensed in your jurisdiction
• Understand that laws vary by state and country, and documents may require customization

7. Limitation of Liability

To the fullest extent permitted by law, Family Bank Builder™ and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

8. Prohibited Uses

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit harmful, offensive, or illegal content
• Attempt to gain unauthorized access to the Service or related systems
• Use the Service for any commercial purpose without our written consent

9. Modifications to Service and Terms

We reserve the right to modify, suspend, or discontinue the Service at any time without notice. We may also update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the updated Terms.

10. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including but not limited to breach of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

12. Contact Information

If you have any questions about these Terms, please contact us at:

Email: support@familybankbuilder.com